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Insurance Requirements When Having Your Car Moved

What's in this article?
  1. What Is The Insurance Requirements When Having Your Car Moved?
  2. Auto Transporter’s Liability
  3. The Extent Of Your Policy Cover
  4. Pre-Shipment Inspection
  5. Subcontractors
Car Transport Companies Near Me Insurance Requirements

What is the Insurance Requirements When Having Your Car Moved?

An automobile is among the most valuable commodities you can own. Buying one takes time and discipline in saving. We all made sacrifices to buy our cars. Combine this with the convenience it provides; you have every reason to take good care of it. Apart from carrying out auto repairs, you also safeguard your vehicle against damage, theft, and accidents. All these measures are in order. Unfortunately, you could be ignorant of the reality that perhaps your insurance policy does not cover the car while on freight.

In other instances, your auto moving contractor may waive taking responsibility for damages incurred in transit. Such a contractual deviation can work to your disadvantage. Before handing over your car, inquire about the transporter’s insurance policy. Confirm that it covers vehicles in their possession. Where there are loopholes, consult your insurance broker and seek clarification. Other insurance requirements include:

Auto transporter’s liability

In most cases, an insurance policy will only cover the vehicle for the duration it is on the auto mover’s truck. Where the company takes the car from your house and drives it to their yard, there might not be insurance coverage. If an accident occurs, your insurer could reject the claim, and if they settle, they will increase your premiums.

A-1 Auto Transport can help you move your household goods nationwide. Call 888-241-3110 to get a free, no obligation to buy price quote on interstate moving services.

The extent of your policy cover

Auto insurance policies differ with some offering full protection for damages while others place a cap on the amount. Find out from your insurance provider which type of plan they assigned. Ask whether you might have to acquire additional cover and for how much. Expensive or rare cars may require you to increase your premiums. If relocating to another state, request for registration and insurance procurement deadlines.

Cheap Car Transport Near Me Insurance Requirements

Pre-shipment inspection

Before they take your car away, the auto mover should inspect your vehicle. Ensure that you are present when the examination takes place and request for a copy of the report. Also, photograph the car from different angles as proof of its condition before shipment. Later, when the vehicle reaches its destination, recheck it to confirm that it has arrived in the same situation as when the shipping firm took it away.


Where an auto mover subcontracts work, the second or third parties involved must have adequate cover. Everyone that handles your car during its journey must have a policy. To avoid complications, hire a moving company that has taken full insurance against transit damages irrespective of the parties that handle the process.

By counter-checking an auto transporter’s insurance coverage, you avoid a scenario where you have no recourse in the event of damage. Confirm your policy cover too and fill in the gaps, if any. Be present when the shipper inspects the vehicle before taking it away. After that, obtain a copy of the inspection report. Take pictures of the car for later verification that it arrived while intact. Lastly, where the subcontractor is involved verify that they too have adequate insurance cover for the work.

Car Shipping Companies Near Me Insurance Requirements
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Joe Webster always knew the auto transport industry would be a great career option. And with decades of experience, Joe is now an established consultant for A1 Auto Transport.

Joe was born in Santa Cruz, California. During high school, Joe worked as a mechanic; a job continued to work part-time during his bachelor's degree.

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus Drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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