Insurance Requirements When Having Your Car Moved

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What is the Insurance Requirements When Having Your Car Moved?

An automobile is among the most valuable commodities you can own. Buying one takes time and discipline in saving. We all made sacrifices to buy our cars. Combine this with the convenience it provides; you have every reason to take good care of it. Apart from carrying out auto repairs, you also safeguard your vehicle against damage, theft, and accidents. All these measures are in order. Unfortunately, you could be ignorant of the reality that perhaps your insurance policy does not cover the car while on freight.

Insurance Requirements When Having Your Car Moved

In other instances, your auto moving contractor may waive taking responsibility for damages incurred in transit. Such a contractual deviation can work to your disadvantage. Before handing over your car, inquire about the transporter’s insurance policy. Confirm that it covers vehicles in their possession. Where there are loopholes, consult your insurance broker and seek clarification. Other insurance requirements include:

Auto transporter’s liability

In most cases, an insurance policy will only cover the vehicle for the duration it is on the auto mover’s truck. Where the company takes the car from your house and drives it to their yard, there might not be insurance coverage. If an accident occurs, your insurer could reject the claim, and if they settle, they will increase your premiums.

A-1 Auto Transport can help you move your household goods nationwide. Call 888-509-3213 to get a free, no obligation to buy price quote on interstate moving services.

The extent of your policy cover

Auto insurance policies differ with some offering full protection for damages while others place a cap on the amount. Find out from your insurance provider which type of plan they assigned. Ask whether you might have to acquire additional cover and for how much. Expensive or rare cars may require you to increase your premiums. If relocating to another state, request for registration and insurance procurement deadlines.

Pre-shipment inspection

Before they take your car away, the auto mover should inspect your vehicle. Ensure that you are present when the examination takes place and request for a copy of the report. Also, photograph the car from different angles as proof of its condition before shipment. Later, when the vehicle reaches its destination, recheck it to confirm that it has arrived in the same situation as when the shipping firm took it away.

Subcontractors

Where an auto mover subcontracts work, the second or third parties involved must have adequate cover. Everyone that handles your car during its journey must have a policy. To avoid complications, hire a moving company that has taken full insurance against transit damages irrespective of the parties that handle the process.

By counter-checking an auto transporter’s insurance coverage, you avoid a scenario where you have no recourse in the event of damage. Confirm your policy cover too and fill in the gaps, if any. Be present when the shipper inspects the vehicle before taking it away. After that, obtain a copy of the inspection report. Take pictures of the car for later verification that it arrived while intact. Lastly, where the subcontractor is involved verify that they too have adequate insurance cover for the work.


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Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.


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Testimonial
Mylene Rutllant
It’s my number one pick in auto shipping to this day.
★★★★★

Due to the nature of my work, I must relocate every couple of years to where my company needs me. Because of this, I’ve tested several moving and auto transport companies over the years.

And my choice in terms of auto transport has to be A1 Auto Transport. It’s in the name, but also in the quality with which they do their jobs. I’ve never had a problem with this company.

The only time my shipment was delayed was during winter when a snowstorm closed down all the major roads. And they still found an alternative and got my car delivered before roads got unstuck.

When I moved to West Virginia, they picked up my car the very day I called them. I like to think they take special care of me considering all the business I’ve sent them. I’ll continue to support A1 Auto Transport. It’s my number one pick in auto shipping to this day.

Testimonial
Luis Rodriguez
You have my full support and recommendation!
★★★★★

I considered selling my car when I moved to Washington. It was old and rusty, but I grew attached to it. So, I called a couple companies to transport it to my new home, but they both fell through.

The first one couldn’t decide on a schedule. He would constantly change the pickup date till I got frustrated and canceled. The second was insufferable, very rude on the phone, even worse in person.

They started picking a part my car asking me why I still have it. If that’s their opinion of my vehicle, how can I trust they’ll take care of it? If something happened midway, why wouldn’t they just blame it on the car instead of paying up?

So, I cancelled this company as well and turned to A1 Auto Transport. From the get go, they were very different from my past options. Their website was very professional and up to date, full of useful information. I requested a quote using their online form, and I got an email response within an hour. Surprisingly fast!

If I didn’t know any better, I would’ve thought they were lacking customers, but the email spoke for itself. In just one email, everything I needed to know was there, including a contact number I could use to get more information or confirm the transport.

I called and got things rolling. I was very pleased with the driver. He followed standard procedure and represented his company well. Can’t remember his name, but props to him!

The car arrived in Washington 6 days later in excellent condition. From what I understand, the transport was delayed a bit by a storm, but since the time window was 4-6 days from the beginning, I don’t really care. You have my full support and recommendation!

Testimonial by Cristine Benoit
Cristine Benoit
I can safely say this is a legit company that will get the job done.
★★★★★

There are a lot of options for auto transport these days, which surprisingly makes it harder to find a good company. I received more than 10 offers to ship my car, but I couldn’t decide on any of them.

After doing some research, I got even more worried reading about all the scams and accidents that can happen. But, I have work to do and couldn’t afford to drive my newly purchased Mini Cooper all the way to Virginia.

Fortunately, I made the right choice with A1 Auto Transport. They are very good at their jobs. I spent more than an hour drilling Joe with various questions, and he never once lost his patience. He saw I was interested, so he bore with me until I was satisfied. The driver was also very courteous and my car was intact on arrival. I couldn’t have asked for more.

By the way, the price we first agreed on stayed the same. There were no delays or unexpected “surprises.” I can safely say this is a legit company that will get the job done.

Testimonial
David Osallo
We give A1 Auto Transport a big 10 out of 10!
★★★★★

We give A1 Auto Transport a big 10 out of 10! We chose them to move our car from California to Vermont, since we needed professionals.

We were abroad during the transport, so the transport was a bit tricky. The driver had to pick it up from storage on short notice and get it to its destination within at most 10 days. I was happy to note it arrived sooner. We got it 3 days early, right when we got home to pick it up. It made getting around way easier. Awesome service!

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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