Understanding Auto Transport Insurance Requirements

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How to Understand Auto Transport Insurance Requirements?

When you need to get your car across a large geographical distance – and you don’t want to drive it – there are numerous considerations to be had. This includes thoughts about the company you want to use to ship it to the time frame needed for the car to arrive at your new destination. An additional consideration to keep in mind is that of auto shipping insurance. Just because you don’t have your car on the road, doesn’t mean you don’t need to consider coverage for the big trip.

Understanding Auto Transport Insurance Requirements

Like traditional forms of car insurance, there are certain requirements in place when it comes to auto shipping insurance. Understanding said requirements ensures that the policy covers all core components of the shipping process and tells you just what you need to do should you find yourself filing a claim.

To start, the company shipping your automobile is responsible for carrying insurance on all cargo, including your car.  If a company tells you they don’t have this insurance, walk away and find one that does.

As an aside, always ask to see a copy of the cargo company’s proof of insurance. This is not an area to take a company at its word; the end result may be a repair bill headed towards your wallet because you didn’t check to be sure the company really has insurance to cover the auto cargo it is transporting at any given time. You can check the viability of the certificate with the actual company to make sure the policy is still active.

Benefits Of Auto Shipping Insurance

The main benefit of auto shipping insurance is that you have peace of mind in knowing that if something should happen to your car en route, the damage will be taken care of – from a financial standpoint – by the insurance company. This includes scratches, dents, and dings, or any other damage sustained by your vehicle during the loading and unloading process.

Shipping Company Requirements

While policies among companies may vary, you can bet that your car – just the car, not the items inside necessarily – is included and will be covered under the company policy.

It should also be noted that your car will be inspected before the driver loads it to pinpoint any areas of existing damage to the vehicle. This ensures that customers don’t try to make damage claims for preexisting issues. The vehicle is then inspected again upon arrival at the end destination; this provides the shipping company and the company’s insurance carrier assurance that there are no issues that may crop up later with the vehicle. In other words, it arrived in the same manner in which it left the original destination.

A-1 Auto Transport ships vehicles worldwide. Click here or call 1-800-518-8708 to get a free, no obligation to buy price quote to ship your car.

Coverage Specifics

Shipping company insurance companies are not responsible for your personal effects, so if you ship your car, keep this mind before you drop it off. Clean it out and take out any valuable items that are liable to be stolen during the trip. Take out everything from your favorite group of CDs to the face of your car radio. While many auto shipping companies pride themselves on an uneventful delivery, you can never be too sure. Since the company’s auto shipping insurance policy doesn’t cover personal items, you may find yourself incurring the cost personally if a theft occurs.

Also keep in mind that the value assigned to your vehicle on behalf of the company’s insurance provider may be far less than where your car is actually valued, particularly if you have numerous upgrades that increase the value of your vehicle. In this case, check with your personal insurance company to see if the shipping process is covered under your existing policy. They may suggest purchasing a rider to extend coverage to your vehicle during shipping to ensure that it is insured to the full extent of its true value.

Making a Claim

No process is perfect and there are times when your car may sustain damage during the transport process. When this happens, let the cargo company know and follow the process for filing a claim specific to the insurance carrier used to ensure the delivery. This information should be presented to you in your contract with the shipping company. Take pictures before you ship your car and after, so that if you should need to file a claim, you have proof to submit to the insurance company showing the damage occurred en route.

Your car is likely one of your most valuable assets. Therefore, it is important to do your part to ensure that should anything happen to it – particularly if the situation is not in your control – that you have the means and resources in place to address it swiftly. Shipping your car is a necessary evil in some situations. By doing your homework on auto shipping insurance requirements, you can feel at ease knowing that your car is covered – and to what extend – during your next temporary or permanent relocation.

Joe WebsterWritten By:Joe WebsterConnect with Joe Webster on facebookConnect with Joe Webster on linkedin

Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.

Email me - info@a1autotransport.com

Satisfied Customers

“I am meticulous when it comes to everything. At first, I was thinking of just driving all the way to Illinois from New Jersey. A friend recommended me to go to A1 Auto Transport and told me a lot of good things about them. I refused initially because I had filed a 4 day leave just to drive and visit my mother. But things did not go well. My boss asked me to cancel my leave because a very important client asked for an urgent meeting, and the manager could not attend to it. I was hopeless and took the risk of asking help from A1. The notice was short and I forgot I needed to inform them in advance. After a couple of hours, I received a call and they told me they found a way to book me with no extra fees. I am so thankful I got to attend to my work matters. I did not get to see my mother, but the vehicle and items inside it were in perfect condition as if it was me who took care of it. I owe you guys big time! I got one huge deal from our client.”

“The plan was to ship my car from California to Utah. I went through nearly 20 quotes after using an auto shipping site which linked to a bunch of brokers. Finally, I found A1 Auto Transport, a company with its own trucks with great reviews. I was sold. Joe was very competent, gave off the impression he’d done this a million times, and it really showed throughout the transport. He listened to my request carefully, offered me several options, stayed in touch during the transport, and made sure I was happy with everything. Overall, a great company which I would definitely recommend to others!”

“I’m so glad I met you Joe!! A truly fortunate experience. Having to transport a car to Minnesota, I was stunned to see the company, who was supposed to take care of it, just vanish. I couldn’t reach them anymore, like they went bankrupt overnight. However, I was lucky enough to not pay anything, so I simply researched some more until I found A1 Auto Transport. Joe answered my call the first time and we soon agreed on a date and a quote. Unfortunately, I got caught up in work and forgot about it. The order was not confirmed, so Joe must’ve thought I changed my mind. I called him the next day and arranged for a new date. This time, I made a note on my phone and it went well. I replied to his email this time, and the driver arrived at a parking lot down the street on time, as promised. The driver was nice enough to not mention my previous mistake. He delivered my car in just 3 days. Upon careful inspection, there were no scratches or damage done to it during transport. Joe was there along with the driver and they both waited patiently until I was satisfied. Thanks!”

“A1 Auto is kind of like your favourite mom and pop pizza parlour, the one you can’t get enough of despite all the new, expensive avant-garde pizza shops that have mushroomed conspicuously across the entire neighbourhood and seem to have taken over the whole world...but not you. Because you value quality and genuine customer service, and know this business understands and works doubly hard to give you your money’s worth. I’ve been using A1 Auto Transport whenever I left California for business: they may not be the cheapest car transporters around, but the sheer professionalism, dedication, and heart they put into their work is just amazing and worth my every dime. I’m probably one of the most sceptical people you would ever meet. I’m rarely convinced when bombarded with dubious, self-congratulating ads of companies that look like they’ve spent tons of money on marketing materials just to lure your average guy in. A1 Auto Transport is the complete opposite of these companies. My car always arrived promptly on schedule, never with a hint of scratch or dirt or damage, and they keep me updated every step of the process. When you’ve found a company whose genuine care for their customers comes naturally, you stand by them no matter what. It’s the most logical thing to do.”

“A1 Auto Transport helped me move a vehicle to Iowa from Houston. I was a bit nervous, no knowing much about such services. Thanks to Joe, I was able to clear the fog a little. He answered all my questions and explained everything in a way that left no room for interpretation. The details were straightforward. I picked Sunday as the pickup date, since I wasn’t at work, and they accommodated me. The truck arrived an hour early, yet the driver patiently waited for me to arrive. He thoroughly checked my car for scratches or anything that might affect the transport then drove it onto the truck. I was given a 2 day time window during which the car was supposed to arrive in, and it got to Iowa in the evening of the first day. The trip didn’t damage it at all. Next time a friend wants to move, I’ll surely recommend A1 Auto Transport.”

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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