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Arranging Insurance for Car Shipping

What's in this article?
  1. What Is The Car Shipping Arranging Insurance?
  2. Know The Minimum Requirements
  3. Determining The Amount Of Coverage To Have
  4. Making An Insurance Claim
Purchasing Additional Insurance Coverage

What is the Car Shipping Arranging Insurance?

Making sure that you have obtained the necessary insurance when choosing to have your car shipped is vital to ensure that you aren't held liable for any damage done to it and for any other delivery issues that you may encounter. Insurance should be purchased regardless if the car is being transported via a trailer or physically driven itself. 

However, in order to make sure that your car shipment is fully covered, you will need to understand the various aspects of shipping insurance first, followed by what to do if you run into any issues afterward. This is in spite of the fact that the number of cars that are damaged due to shipping transportation totals less than 5% a year. Take a look at the following guide:

Know the Minimum Requirements

All auto transport companies have to have liability insurance in the United States. You should also check to see if they also have cargo insurance as well. If they do, then any damage that occurs to your vehicle during the transportation process will be covered. Of course, you will still have to pay the insurance deductible. You should ask for more information from the company itself about their insurance coverage. Specifically, you should have an understanding of the terms and condition of the coverage.

One thing that's helpful is to ask them for a copy of their insurance certificate. Under the law, they have to provide this to anyone who asks. A helpful site to verify the authenticity of the insurance certificate is located at the Department of Transportation's website,

Companies will also offer you the option of purchasing additional insurance coverage if you need it.

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Determining the Amount of Coverage to Have

Minimum Amount Of Coverage Automatically

While you will have the minimum amount of coverage automatically, you may want to expand upon it. You will certainly be protected from a liability standpoint for some of the damage that your vehicle may incur, but the minimum coverage won't cover the full value of your vehicle. It's helpful to ask the company about their insurance. The following questions are some of the main ones that you should ask:

  • What damage does the insurance cover?
  • Is every part of the car covered by the insurance or only some parts of it?
  • What's the deductible (if there is one)?
  • What's the coverage limit?
  • Are car accessories covered?
  • What are the options available for purchasing additional insurance coverage?

You can also ask your own car insurance company if their coverage extends to vehicle shipping. In some cases, it will. Nonetheless, you should always notify them if you plan to ship a vehicle.

Making an Insurance Claim

In order to determine if you need to make a claim or not, make sure to inspect your car at its arrival point thoroughly. It's important to do the inspection at its arrival point as soon as possible, in which any damage that is spotted is documented. That's why it's helpful to take many pictures, before and afterward.

Any damage that is spotted should be noted in the Bill of Lading. The driver that made the delivery will need to sign this form.

Next, you should contact the shipping company and the relevant insurance company right away. Most companies will work with you to resolve your claims in a timely manner. As long as your car is covered and everything is documented, you shouldn't run into issues with this. If you happen to do so, make sure to note this on websites such as the Better Business Bureau at

Making An Insurance Claim

This article wasn't written to scare you, as the vast majority of shipping experiences go off without a hitch. A-1 Auto Transport certainly has a proven track record of making sure that your vehicle is handled with care at every step of the process. It still pays to be safe though, as you never know what unexpected event can occur.

Follow the above tips and you should be completely fine!

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Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.

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Mylene Rutllant
It’s my number one pick in auto shipping to this day.

Due to the nature of my work, I must relocate every couple of years to where my company needs me. Because of this, I’ve tested several moving and auto transport companies over the years.

And my choice in terms of auto transport has to be A1 Auto Transport. It’s in the name, but also in the quality with which they do their jobs. I’ve never had a problem with this company.

The only time my shipment was delayed was during winter when a snowstorm closed down all the major roads. And they still found an alternative and got my car delivered before roads got unstuck.

When I moved to West Virginia, they picked up my car the very day I called them. I like to think they take special care of me considering all the business I’ve sent them. I’ll continue to support A1 Auto Transport. It’s my number one pick in auto shipping to this day.

Luis Rodriguez
You have my full support and recommendation!

I considered selling my car when I moved to Washington. It was old and rusty, but I grew attached to it. So, I called a couple companies to transport it to my new home, but they both fell through.

The first one couldn’t decide on a schedule. He would constantly change the pickup date till I got frustrated and canceled. The second was insufferable, very rude on the phone, even worse in person.

They started picking a part my car asking me why I still have it. If that’s their opinion of my vehicle, how can I trust they’ll take care of it? If something happened midway, why wouldn’t they just blame it on the car instead of paying up?

So, I cancelled this company as well and turned to A1 Auto Transport. From the get go, they were very different from my past options. Their website was very professional and up to date, full of useful information. I requested a quote using their online form, and I got an email response within an hour. Surprisingly fast!

If I didn’t know any better, I would’ve thought they were lacking customers, but the email spoke for itself. In just one email, everything I needed to know was there, including a contact number I could use to get more information or confirm the transport.

I called and got things rolling. I was very pleased with the driver. He followed standard procedure and represented his company well. Can’t remember his name, but props to him!

The car arrived in Washington 6 days later in excellent condition. From what I understand, the transport was delayed a bit by a storm, but since the time window was 4-6 days from the beginning, I don’t really care. You have my full support and recommendation!

Testimonial by Cristine Benoit
Cristine Benoit
I can safely say this is a legit company that will get the job done.

There are a lot of options for auto transport these days, which surprisingly makes it harder to find a good company. I received more than 10 offers to ship my car, but I couldn’t decide on any of them.

After doing some research, I got even more worried reading about all the scams and accidents that can happen. But, I have work to do and couldn’t afford to drive my newly purchased Mini Cooper all the way to Virginia.

Fortunately, I made the right choice with A1 Auto Transport. They are very good at their jobs. I spent more than an hour drilling Joe with various questions, and he never once lost his patience. He saw I was interested, so he bore with me until I was satisfied. The driver was also very courteous and my car was intact on arrival. I couldn’t have asked for more.

By the way, the price we first agreed on stayed the same. There were no delays or unexpected “surprises.” I can safely say this is a legit company that will get the job done.

David Osallo
We give A1 Auto Transport a big 10 out of 10!

We give A1 Auto Transport a big 10 out of 10! We chose them to move our car from California to Vermont, since we needed professionals.

We were abroad during the transport, so the transport was a bit tricky. The driver had to pick it up from storage on short notice and get it to its destination within at most 10 days. I was happy to note it arrived sooner. We got it 3 days early, right when we got home to pick it up. It made getting around way easier. Awesome service!

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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