
The United Services Automobile Association (USAA) is currently the leading provider of insurance and other financial services to members of the US military, veterans, and their families. They offer a wide array of different types of insurance, including auto insurance designed to protect you and your vehicle.
But what happens when you need to transport your vehicle from point A to point B? Does the USAA offer car shipping insurance as well? A-1 Auto Transport is here to help you find the answer!

The Difference Between Auto Insurance and Car Shipping Insurance
The two are actually different policies designed for different purposes. Not only that but from a legal standpoint, there are different parties required to carry such insurance.
First, auto insurance is necessary for vehicle owners in order to be allowed to drive the car on the US road. It protects the driver in various ways:
- Covers medical expenses in case of an accident
- Covers car repairs
- Protects against liability during an accident
- Even protects drivers in case of hit and runs, or collisions with uninsured motorists, etc.
You do not need auto insurance in order to move your vehicle. This is the responsibility of the transporting company, which by federal law is required to carry a certain level of insurance to legally ship any vehicles.
As a result, if you have just purchased a vehicle and need to have it relocated, you do not need to first get it insured with the USAA. Shipping insurance is the responsibility of the carrier and not the vehicle owner.

How Does Shipping Insurance Work?
When relocating a vehicle to a CONUS destination, you are responsible to take care of the logistics. This is different from an OCONUS delivery, where the military can approve and pay for the shipment of a vehicle.
But in case of, for instance, a PCS move, you will need to look for an auto transport company that can accommodate you. The USAA currently doesn’t directly collaborate with any auto hauling companies, but members will often receive certain discounts from many carriers.
Once you find a company, be sure to ask about their insurance options. Federal laws do mandate certain levels of coverage, but it’s best to make sure such minimums can cover the full value of your vehicle, to prevent an unnecessary risk.
Here are some more questions to ask your carrier when it comes to auto shipping insurance:
- What type of damage is covered?
- Is there a deductible?
- What are the limitations of the coverage?
- Can you purchase additional coverage if necessary?
Shipping insurance can be confusing, but most companies will be happy to explain your options and help you make the right choice.

How A-1 Auto Transport Can Help?
If you’re looking to transport your vehicle for a PCS move or any other reason, A1-AT has successfully worked with many members of the military and helped them get this task done swiftly.
As an experienced auto carrier, we are here to make sure you access the very best solutions for all your needs and always provide our clients with:
- Top-notch services
- Competitive rates
- Personalized support and guidance
- Industry-leading expertise
- Great insurance options
So if you’re a USAA member or in need of help with your PCS move, A-1 Auto Transport is the team to call!
Get your free, no strings attached estimate online, then call our team at 1-800-452-2880 to find out more about our services.