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Items That Cannot Be Insured During Moving

Published by Joe Webster.

What's in this article?
  1. What is the Items That Cannot Be Insured During Moving
  2. Artwork
  3. Unique items
  4. Irreplaceable items
  5. Collectibles
  6. Souvenirs
Movers That Pack

What is the Items That Cannot Be Insured During Moving

Insurance cover is a must-have when moving regardless whether you are engaging the services of a moving company, or you are moving by yourself. The reason why insurance cover is necessary during the move is that you need to make sure that all your belongings are safe. Normally, some types of insurance - such as homeowner insurance - can offer protection to your property in the course of the move, as well as after the move. Nevertheless, not every item in your house is covered. It is important to talk to your moving company to have a clear understanding of what items are under your cover. Such prior clarification avoids you inconveniences later when some of your items get lost or are damaged but you cannot make any claims because you did not know that they were not insured.

Here are some of the items that cannot be insured when moving:


If you have any form of artwork in your possession, it is important to know that such an item does not fall under the items that will be covered by your moving insurance. The implication is that you should not expect compensation should anything happen to your piece of art. Do however; clarify with your insurance provider to be certain if there are any exemptions to your artwork.

Cost Of Moving House

Unique items

Some people own unique items, which range from statutes to antiques. Most insurers do not offer a cover to such items when you are moving. Before you engage any moving company to carry your property, you need to be sure to what extent the insurance cover goes.

A-1 Auto Transport can help you move your household goods nationwide. Call 888-241-3110 to get a free, no obligation to buy price quote on interstate moving services.

Irreplaceable items

Irreplaceable items describe any property that cannot be replaced in any manner, in their inherent form. Such items are not covered by the insurance in that it is impossible to restore the natural form in case of damage. In addition, it is hard to restore the monetary value of most items in this category.


Collectables are items that have considerable high value and much interest to the person collecting them. For example, your curio falls under this category as it is considered an unusual property. As such, you should notify your moving services provider of any type of collectable item that you have before you move, so that they can advise you accordingly.

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If you have any souvenirs in your possession, you should know that they are not covered by any insurance when moving. Souvenirs are any items that you keep in remembrance of an event, a place, or even a person. Such items grow their value with history and hence, should anything happen perhaps damage or loss, their value fades.

Getting insurance policy for your items is a short-lived relief on the safety of your property. While the aforementioned items cannot be insured during moving, you should still talk to your moving company about them. Having been in the moving business for a while, they must know what other options are available to you.

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Joe Webster always knew the auto transport industry would be a great career option. And with decades of experience, Joe is now an established consultant for A1 Auto Transport.

Joe was born in Santa Cruz, California. During high school, Joe worked as a mechanic; a job continued to work part-time during his bachelor's degree.

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus Drive
Edison, NJ 08837
NO. 17858N
Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd,
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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