How To Insure Highly Valuable Items

Deliver Your Household Stress Free

Compare our rates to or from: any location in the world

  • Deliver Your Home Stress Free and Have Peace of Mind
  • Licensed, Bonded and Insured Carriers Near You
  • Award Winning Service, Always on Time

Get instant quotes using our form, or call:

House Moving Quote Calculator
How To Insure Highly Valuable Items
How To Insure Highly Valuable Items

Insuring Highly Valuable Items

It is an undeniable fact that it takes nothing to lose everything you have built for years. Even if you are engaging a reputable moving company such as A-1 Auto Transport, some incidents are unavoidable. You need to have a homeowner’s insurance cover. Such an insurance policy acts as a great cushion against any events such as natural disaster, theft, flood, and fire among others occurrences.

In spite of the significance of these policies, it is advisable to talk to your moving company about the available exclusions and limits to the items you possess. These will include high-value items such as computers musical instruments, artwork, and jewelry. As you apply for your policy, it is advisable to have clear information of the things that are not covered.

Here is how to insure highly valuable items:

Establish your coverage needs

You can ensure that your belongings are covered in a number of ways. Usually, your insurance company will give you an average coverage figure depending on your home’s content, size, location, etc. Nevertheless, such evaluations are not usually enough to cater for all your highly valuable items. As a result, you should increase your coverage by asking how much extra you need to pay to get your items covered. Do not fail to crosscheck whether your items are covered up to full replacement.

A-1 Auto Transport can help you move your household goods nationwide. Call 888-509-3213 to get a free, no obligation to buy price quote on interstate moving services.

Clear documentation of your items

Despite the fact that you may have all your coverage needs catered for, it is important to keep track of your property. Make sure that you create a list of all your belongings. While it appears to be a challenging process, such documentation is necessary especially when making a long distance move; when pushing claims for a higher cover or even for your damaged or lost property.

Include a rider to your highly valuable items

“Expensive” is relative and varies from one individual to the other or even from one firm to the other. Take enough time to go over the insurance policy to understand what is covered and what is not. Such a consideration gives you a chance to identify the ideas that you can get an insurance rider separately. An insurance rider is quite affordable and is usually based on an appraised value of the covered item should anything occur.

Show proof of ownership and value

It is advisable to insure items of high value, which might include collectibles, musical instruments, artwork, and any other item that can fall in this class of valuable items. However, you need to have legit documentation of all the items as proof of ownership, as well as for establishing their value. You can attach original receipts, photographs, serial numbers, and appraisals.

Usually, homeowner’s insurance policy takes care of numerous items and diverse risks including damage or theft. To ensure that your highly valuable items are also covered, talk to your moving company and to your personal insurance provider. Give them all the information and documentation that they will require from you so they can offer you a comprehensive service.

Joe Webster
Written By:Joe Webster
Connect with Joe Webster on facebookConnect with Joe Webster on linkedin

Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.

Ship Your Vehicle With A-1 Auto Today
Get an Instant Quote

Or Call Us Today and Speak to Directly to Our Sales Team:

Our Partners:

Better Business Bureau Accredited
FMCSA Member
INC. 500 Member
VeriSign Secured
AMSA Member

A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
Copyright © 1988-2020, A-1 Auto Transport - All Rights Reserved.