Getting Moving Insurance
Making a move may be somewhat of an overwhelming experience with many details to be looked into and many items to be moved. Also, there are many risks your properties face while in-transit or when being handled by movers. Long distance movers such as A1 Auto Transport have insurance covers that provide for the replacement, repair or payment of goods that are lost or damaged during the move.
It is always best to have a moving insurance policy in place before you start your move.
Where to get moving insurance
Moving insurance is provided by moving companies, as expected by law. There are two main types of moving insurance available when you hire the services of a mover:
- Basic carrier liability: This is also referred to as basic carrier liability. The moving company can pay back 60 cents per pound of the value of the damaged or lost product.
- Full value protection: Also known as full replacement value protection, this type of moving insurance provides that the item should be repaired, replaced or paid for. However, it is good to clarify if the moving company provides this insurance cover and the factors that may limit their liability.
In some cases, movers may provide an additional insurance known as separate liability insurance. It is governed by law and provides that the amount to be paid should be the insurance amount purchased by the mover minus the basic carrier liability amount that the mover pays (which is usually up to 60 cents per pound).
A-1 Auto Transport can help you move your household goods nationwide. Call 888-509-3213 to get a free, no obligation to buy price quote on interstate moving services.
You may have a homeowners’ policy that is still in effect during the period that you are making a move. Do confirm if the insurance provider will provide insurance for your property during the moving period.
How to get moving insurance while doing a self-move
In case you will be transporting your items in your personal car, it is advisable to seek moving insurance. If you will use a hired truck/van, it is likely that the rental company has an insurance policy that covers the driver and other passengers as well as your belongings while they are in-transit.
How to file a claim
In the unfortunate event that your property gets lost or damaged during your move, you will have to file a claim so as to be compensated. Since proof is expected, it is advisable to take before and after photos and to have an inventory list which details the valuable goods which are being moved. You will also need to provide proof that your property was in good condition previously and it was actually handled by the movers.
Moving is never easy; it can be a rather overwhelming experience. While you may not have control over the uncertainties that may occur, you have the ability to ensure that the outcomes will not hit you hard. For this reason, it is advisable that you get moving insurance. Get informed and get protection for your next move. The household goods program has valuable information that you may refer to.