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How Moving Insurance Works

What's in this article?
  1. Know How Moving Insurance Works
  2. What Is Moving Insurance?
  3. Types Of Moving Insurance
  4. How Moving Insurance Works
  5. Homeowners Insurance
  6. Self-Move
  7. Moving Companies
Provide Moving Insurance As Required By Law

Know How Moving Insurance Works

If there is one thing that is certain as we go about our daily activities, it is that we are faced with many uncertainties. Many individuals opt to have insurance cover for what matters most to them. This should also apply when you are making a long distance move. You might be having some valuable possessions that may be exposed to risks such as loss or breakage while making your move. These need to be covered. Credible movers like A1 Auto Transport provide moving insurance, as required by law.

What is moving insurance?

Moving insurance is something that most movers are not fully familiar with. Some may ask the moving company if they provide insurance but fail to clarify the type of insurance they have and its coverage.

Moving insurance is a policy offered by moving companies for any loss or damage that may happen while goods or valuables are in transit. The cover may be determined by the value of the damaged goods or by its weight.

Types of moving insurance

Different Type Moving Insurance

There are two types of moving insurance coverage:

  • Released value protection: This is an insurance coverage that is generally the less expensive type. With this cover, 60 cents are paid for every pound of a valuable that is damaged or lost while in-transit.
  • Full-value protection: Under this type of insurance cover, the moving company has 3 options when a valuable gets lost or damaged. They are expected to: Pay for it, repair it or replace it.

A-1 Auto Transport can help you move your household goods nationwide. Call 888-241-3110 to get a free, no obligation to buy price quote on interstate moving services.

How moving insurance works

Moving insurance works differently depending on your current situation.

Homeowners insurance

In case you have homeowners insurance cover that is in effect during the period in which you are making the move, your property will be insured against any risks that may occur while they are in the possession of the moving company. However, such an insurance cover is limited to cater to catastrophic loss. You may seek further clarification from your homeowners’ insurance provider before you make your move.


When you hire a moving truck, you may not expect to be covered against losses or damage that may occur during your move. However, some companies that hire out their vehicles for self-moves may provide insurance that covers catastrophic loss. You may get in touch with the company so as to get clarification on the insurance provided.

Local Moving Companies

Moving companies

While hiring the services of a moving company assures you that your belongings will be handled by an experienced team, damage and loss could also occur. Therefore it is good to find out if the company has insurance to cater for this. Also find out the specific type of insurance cover they provide.

When you are faced with an upcoming move, you need to make calculated moves and take action based on well-informed decisions. It is good to know how moving insurance works and which option will be the best for you as you make your long distance move. Do not let your goods be ferried without insurance. It is not worth the risk.

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Joe Webster always knew the auto transport industry would be a great career option. And with decades of experience, Joe is now an established consultant for A1 Auto Transport.

Joe was born in Santa Cruz, California. During high school, Joe worked as a mechanic; a job continued to work part-time during his bachelor's degree.

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★★★★★ choice in terms of auto transport has to be A1 Auto Transport. It’s in the name, but also in the quality with which they do their jobs. I’ve never had a problem with this company.

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A1 Auto Transport... From the get go, they were very different from my past options. Their website was very professional and up to date, full of useful information. I requested a quote using their online form, and I got an email response within an hour. Surprisingly fast!

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Cristine Benoit
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There are a lot of options for auto transport these days, which surprisingly makes it harder to find a good company. I received more than 10 offers to ship my car, but I couldn’t decide on any of them... Fortunately, I made the right choice with A1 Auto Transport.

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We give A1 Auto Transport a big 10 out of 10! We chose them to move our car from California to Vermont, since we needed professionals.

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A-1 Auto Transport is a disclosed agent for the following shipping companies:

Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
CSI Logistics
435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus Drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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