How to Determine How Much Insurance You Need For Your Move?
While making a move, there are many factors that need to be put into consideration. You will have to decide what you are moving with, whether you will need to hire a mover and the property that you will ship. A reliable long distance mover like A1 Auto Transport does their best to handle your belongings with utmost care. However, there are many perils that may occur that may lead to the loss or damage of your belongings. You will therefore need to get moving insurance to avoid losing the value of your property.
How much moving insurance will you need?
When moving valuables, it is important to do property insurance valuation. This ensures that you give the correct value of your property should it be damaged or get lost while it is in the mover’s possession.
Should the mover only provide basic liability coverage, it will be better for you to get additional moving insurance so that you will not lose the value of your property. Events such as natural disasters may not be insured. Be smart and have the repercussions they cause covered.
Factors to consider when looking for insurance
- What are the risks catered for by these long distance moving companies? Should there be instances in which they will have limited liability, it would be advisable to get additional moving insurance.
- The nature of your goods: By their very nature, fragile goods are prone to breakages. You need a cover that takes this into consideration.
- The value of your goods: Highly valuable goods would cost a lot to replace incase they get lost or damaged.
- The probability of perils facing your property occurring while they are being moved, in transit or in storage facilities (theft, damage, loss or fire).
A-1 Auto Transport can help you move your household goods nationwide. Call 888-509-3213 to get a free, no obligation to buy price quote on interstate moving services.
Additional moving insurance options
- A floater covers highly valuable belongings.
- Storage insurance covers your personal property against the perils that they may face while being stored before or after your move.
- Trip transit insurance covers the risks covered by renters or homeowners policies. The risks are fire, disappearance and theft.
- Special perils content coverage provides insurance where there is breakage of all but fragile items. to
- Car insurance verification should be provided when shipping your automobile.
Understandably, interstate moving involves a lot of activities and also faces many uncertain events. The Federal Motor Carrier Safety Administration dictates that all moving companies should be liable for the properties that they transport. In as much as this legal requirement may cover you against the losses or damages that may occur while making a move, it is good to acknowledge there can never be enough security. Therefore, it is good to determine the limitations of your mover and cater for insurance in cases where there is a high possibility of the risks occurring. Also, in case you are making a self-move find out the risks that are covered for by the truck hiring company and determine if there are additional perils that you may have to insure against.
Written By:Joe Webster
Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing.
After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood.
With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.