Common Mistakes To Avoid When Buying A House

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Common Mistakes To Avoid When Buying A House

Buying a house can be exciting especially when you think of moving in and making a new life there. If not careful, this anticipation can cause you to make some mistakes that end up costing you thousands of dollars. So, as much as possible, follow the due procedure no matter the cost or time it takes. Avoid the mistakes that will cause your dream, of moving into your premises, to come crashing at your feet.

Here are the mistakes you must avoid.

Failure to do research

You cannot just wake up and decide to give out money to buy property – as thought you are in a shop buying candy. No, conveyance is a detailed process where money is just a parameter among several others. You need to do a proper search on several platforms; follow and know the history of the land on which the property sits. It could be that the property is built on public land or has been grabbed from someone else.

Not shopping around

Just like any other precious thing you go purchasing in the market, it is important to do enough window-shopping. Get as many options as possible and compare prices, quality and the future value of the property. It is very disheartening to settle on a property hurriedly only to realize that a better one in the neighborhood is going at a cheaper rate when you have already moved in.

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Omitting the wrong clauses in the contract

There are some clauses in the property acquisition contract that are very critical and if omitted could plunge you into a delicate litigation that can deny you your property. A malicious seller could also fix you by deliberately leaving out these sections.

Choosing a risky loan

There are different types of loans granted by banks and other financial institutions, and these are drafted deliberately to achieve specifically designed targets. The adjustable mortgage appears cheaper when applying but could turn out to be the most expensive in future because it changes with the prevailing economic circumstances.

Underestimating the costs

It is easy to think that the only cost involved in the process is the cost of purchasing your house. However, there are numerous other costs over and above this one. There are taxes to pay, valuation costs, and land rates payment. Over and above that, there is the cost of moving to the new premises that could move to the tune of thousands of dollars. Thus to avoid falling into such abyss, get the full price involved until you occupy the new house. That will help you adjust your budget appropriately and avoid surprises.

Mistakes are avoidable only if one is keen on preparation. Acquisition of a property of substantial amount of dollars is not a joke; you cannot afford to do it in a hurry. Take time, prepare adequately, and more importantly seek advice from the experts before you begin the process. Then you can rest assured that even after moving in, all is well.

Written By:

Joe Webster
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Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.

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