Avoid Surprises - Insuring Your Boat Before Transport

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Avoid Surprises - Insuring Your Boat Before Transport
Avoid Surprises - Insuring Your Boat Before Transport

There are many reasons you may want to transport your boat over land. Perhaps you and your family have decided to move and want to bring your boat along rather than sell it. Maybe you bought a boat in another state and need to bring it home. It might be that you have a race or other boating event in another region that you want to participate in and the clearest path there is over land.

No matter what the reason is for needing to transport your boat over land, you are going to want to make sure you have proper insurance coverage. You may be the most cautious person on the planet. You may try to think of all the possibilities. Yet, accidents still happen. The last thing you need is to get in an accident and not have proper insurance coverage.

What is Boat Insurance?

Most boat owners carry boat insurance on their vessel. According to the article “Float Your Boat with Confidence” on the Geico Insurance website (www.Geico.com), boat insurance is much like car insurance – it protects against liability and accidental damage. Per Geico, there are policies available that also cover fuel spill liability, salvage coverage, wreck removal, and even the cost of replacing a boat with a newer model. 

Avoid Surprises Insuring Your Boat Before Transport

Don’t take it for granted that your policy has all the bells and whistles. Talk to your insurance agent and find out specifically what is and is not covered by your current policy. Most insurance agents would be more than happy to work with you to add the coverages you need for your own piece of mind.

Is Your Boat Covered?

The question remains: even if you have boat insurance, is your vessel going to be covered while being transported over land?

There are two options for moving your boat over land. One option is to tow the boat yourself. The other option is to employ a professional transportation company. 

The “Float Your Boat with Confidence” article includes a quote from the vice president of underwriting at Boat U.S., Mike Pellerin. He states that boat insurance never covers liability in the case of being towed on a trailer. According to Pellerin, if you cause damage to somebody’s property with your boat/trailer, the liability is tied to your automobile policy.

Check with Your Insurance Agent

Pellerin is very adamant that you should check with your insurance agent before transporting your boat. You may require additional coverage.

According to the article “Can Boat Insurance Cover My Boat on Transit” on the AFI Insurance website (www.afinc.net), most boat insurance plans can include road transit coverage provided your boat is under 30 feet long. 

Avoid Surprises Insuring Your Boat Before Transport

However, the safest way to transport your boat is with a professional transportation specialist. In fact, AFI indicates that some insurers will cover road transit of larger vessels provided that transportation is done by a professional company, and provided that you notify the insurance carrier in advance.

Dealing with Complications

One of the complications of relocating a boat over land is that the hull of the boat is designed to be supported by water. To avoid damage to your craft during land transport, you need to have proper support under the hull for the full trip. 

While the kind of boat trailer that you would use to tow your boat yourself provides the proper support, those trailers are not designed for long distance travel. Traveling at highway speeds, a boat trailer’s wheels and axles can easily overheat. It is recommended to stop every 30 minutes to let the axles cool down. Unless you are only transporting your boat a short distance, professional transportation is probably the safest and most convenient way to go.

In terms of professional transportation of your boat, there are a few options:

  • Roll On, Roll Off Loading is a convenient alternative are able to offer. Under this type of transport, your boat is placed on a trailer and secured. The trailer is then moved onto the transportation vehicle as a single unit. The boat rides in this manner for the entire trip and then is easily wheeled off once the journey is complete. This allows proper support of the hull for the full trip.
  • Flat Rack Shipping is an option for over sized boats, wherein a technical team creates a custom cradle that specifically matches your boat’s dimensions. This is considered the ideal mode of transit.
  • Enclosed Container Shipping is a worthy option for standard sized boats. In this case, boats are matched to a container designed for vessels of their particular size. 
  • Submersion Shipping involves loading your boat from in the water. Considered the most convenient shipping option, the boat is then unloaded into the water at the end of the trip.

Affordable and Convenient

The cost of relocating a boat across land with a professional transport company will take into account the size of the boat and the distance it is traveling. In most cases, using a professional transportation company is going to be your best option. You’d be surprised at how affordable and convenient it can be.

No matter whether you chose to use an experienced professional or you choose to tow the boat yourself, you’ll want to make sure your boat is properly insured – both for the journey and for carefree enjoyment upon arrival.

 

 


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Joe Webster began his journey in the auto transport field by attending the University of Southern California (USC), where he graduated with a Bachelor of Business Marketing. 

After college, he started his career in the auto transport industry from the bottom up and has done virtually every job there is to do at A-1 Auto Transport, including but not limited to: Truck Driver, Dispatch, Sales, PR, Bookkeeping, Transport Planner, Transport Manager, International Transport Manager, Brokering, Customer Service, and Marketing. Working with his mentor Tony Taylor, Joe Webster has learned the ins and outs of this industry which is largely misunderstood. 

With over 30 years experience in the industry, we've been helping people ship their vehicles, motorcycles, RV's, heavy equipment, household goods and more across the country or overseas without a hitch. Ask us anything.


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Testimonial
Mylene Rutllant
It’s my number one pick in auto shipping to this day.
★★★★★

Due to the nature of my work, I must relocate every couple of years to where my company needs me. Because of this, I’ve tested several moving and auto transport companies over the years.

And my choice in terms of auto transport has to be A1 Auto Transport. It’s in the name, but also in the quality with which they do their jobs. I’ve never had a problem with this company.

The only time my shipment was delayed was during winter when a snowstorm closed down all the major roads. And they still found an alternative and got my car delivered before roads got unstuck.

When I moved to West Virginia, they picked up my car the very day I called them. I like to think they take special care of me considering all the business I’ve sent them. I’ll continue to support A1 Auto Transport. It’s my number one pick in auto shipping to this day.

Testimonial
Luis Rodriguez
You have my full support and recommendation!
★★★★★

I considered selling my car when I moved to Washington. It was old and rusty, but I grew attached to it. So, I called a couple companies to transport it to my new home, but they both fell through.

The first one couldn’t decide on a schedule. He would constantly change the pickup date till I got frustrated and canceled. The second was insufferable, very rude on the phone, even worse in person.

They started picking a part my car asking me why I still have it. If that’s their opinion of my vehicle, how can I trust they’ll take care of it? If something happened midway, why wouldn’t they just blame it on the car instead of paying up?

So, I cancelled this company as well and turned to A1 Auto Transport. From the get go, they were very different from my past options. Their website was very professional and up to date, full of useful information. I requested a quote using their online form, and I got an email response within an hour. Surprisingly fast!

If I didn’t know any better, I would’ve thought they were lacking customers, but the email spoke for itself. In just one email, everything I needed to know was there, including a contact number I could use to get more information or confirm the transport.

I called and got things rolling. I was very pleased with the driver. He followed standard procedure and represented his company well. Can’t remember his name, but props to him!

The car arrived in Washington 6 days later in excellent condition. From what I understand, the transport was delayed a bit by a storm, but since the time window was 4-6 days from the beginning, I don’t really care. You have my full support and recommendation!

Testimonial by Cristine Benoit
Cristine Benoit
I can safely say this is a legit company that will get the job done.
★★★★★

There are a lot of options for auto transport these days, which surprisingly makes it harder to find a good company. I received more than 10 offers to ship my car, but I couldn’t decide on any of them.

After doing some research, I got even more worried reading about all the scams and accidents that can happen. But, I have work to do and couldn’t afford to drive my newly purchased Mini Cooper all the way to Virginia.

Fortunately, I made the right choice with A1 Auto Transport. They are very good at their jobs. I spent more than an hour drilling Joe with various questions, and he never once lost his patience. He saw I was interested, so he bore with me until I was satisfied. The driver was also very courteous and my car was intact on arrival. I couldn’t have asked for more.

By the way, the price we first agreed on stayed the same. There were no delays or unexpected “surprises.” I can safely say this is a legit company that will get the job done.

Testimonial
David Osallo
We give A1 Auto Transport a big 10 out of 10!
★★★★★

We give A1 Auto Transport a big 10 out of 10! We chose them to move our car from California to Vermont, since we needed professionals.

We were abroad during the transport, so the transport was a bit tricky. The driver had to pick it up from storage on short notice and get it to its destination within at most 10 days. I was happy to note it arrived sooner. We got it 3 days early, right when we got home to pick it up. It made getting around way easier. Awesome service!

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Trans Global Auto Logistics, Inc.
3401 E Randol Mill Rd
Arlington, TX 76011
NO. 018191NF
CFR Rinkens
15501 Texaco Avenue
Paramount, CA 90723
NO. 013055NF
ABC Worldwide LLC
2840 NW 2nd Ave #105
Boca Raton, FL 33431
NO. 025472F
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435 Division Street
Elizabeth, NJ 07201
FMC 22206
Intl Cargo
45 Campus drive
Edison, NJ 08837
NO. 17858N
ShipYourCarNow LLC
1160 South Rogers Circle Suite 1
Boca Raton, FL 33487
NO. 025646
Merco Air & Ocean Cargo, Inc.
6 Fir Way
Cooper City, FL 33026
NO. 021869F
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